Investment Planning

We offer clear, personalised investment advice to help you grow your wealth with confidence.

Managing your investments can feel complex, especially when markets move quickly and personal circumstances change. At Active Chartered Financial Planners, we help you make well-informed decisions so your money is working in a way that supports your long-term goals.

How we can help with your investments

A structured, personal approach

Every client we work with receives tailored, independent advice based on their objectives, timeframe, and attitude to risk. Our role is to bring clarity, ensure you understand your options, and help you to make decisions with confidence.

1. Understanding your goals

We get to know you and learn about your priorities – both short and long-term so your plan reflects what matters most to you.

2. Assessing risk in a balanced way

We get to know you: how you feel about risk and how much risk your financial position allows you to take. This ensures your investments remain appropriate as your life evolves.

3. Building a diversified investment strategy

We create a clear, well-structured portfolio designed to support your goals. This may include a wide range of asset classes and investment types. We only recommend solutions when we fully understand your circumstances.

4. Making the most of tax allowances

From ISAs (Individual Savings Accounts) to pension contributions, tax efficiency can make a meaningful difference to long-term returns. We help you use the relevant allowances available to you.

5. Regular reviews and adjustments

Your plan is monitored and reviewed to ensure it remains suitable to you. If your circumstances change, we adapt the strategy to suit you.

What types of investments can we advise on?

As an independent, chartered financial planning firm, we consider the whole of the market. Depending on your needs, this may include:

• ISAs and General Investment Accounts
• Pension investments
• Onshore and offshore investment bonds
• Investment funds and portfolios
• Ethical or sustainable investment options
• Income-focused or growth-focused strategies

We always discuss the potential risks and benefits of any option, and we only recommend investments that are suitable for you.

Who we work with

Our investment planning service supports a wide range of clients, including:

• Individuals building long-term wealth
• Those planning retirement and seeking tax-efficient income
• High net worth clients with complex needs
• Business owners
• Families planning for future generations
• Solicitors, accountants and other professional connections whose clients may fall in to the categories above

Whether your priority is growth, income, or preserving what you have, we build a strategy around your goals.

Why choose Active Chartered Financial Planners?

Chartered expertise

Our Chartered status reflects our commitment to the highest professional standards and ongoing development.

Clear, transparent advice

We explain everything in straightforward language, so you know exactly how your plan works and what it is designed to achieve.

Independent and unbiased

We are free to recommend solutions from the whole marketplace, always putting your interests first.

A long-term partnership

We build lasting relationships and review your plan regularly to ensure it continues to meet your needs.

The value of your investment can go down as well as up and you may get back less than the amount invested